Look at the picture—Can you guess the meaning of the idiom 'kick in.'
1) to start to operate or become effective;
2) to contribute something (especially money).
As noted above, there are two different meanings with this idiom. The examples below will make the different meanings clearer.
However, the comic above is referring to the first meaning (to become effective). What type of insurance policy has the matador just purchased? Maybe a life insurance, disability and/or health insurance policy!
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Kick In Idiom